Category of Account holder |
Description of documents. |
|
Identification |
Address |
|
Proprietorship Concern | Following documents pertaining to the proprietor in individual capacity to be obtained. | |
|
Any one of the following documents showing name and address.
|
|
In addition to above document of proprietor in individual capacity, ANY TWO of the following documents in the name of the FIRM; showing name, address and business activity should be obtained.
|
Category of Account holder |
Description of documents. |
|
Identification |
Address |
|
Partnership Firm |
|
|
Document from all partners and Power of Attorney Holder if any:
|
Document from all partners and Power of Attorney Holder if any:
authority |
Category of Account holder |
Description of documents. |
|
Identification |
Address |
|
Limited Company |
|
|
Document from all Directors and Power of Attorney Holder if any:
|
Document from all Directors and Power of Attorney Holder if any:
authority |
|
Trust |
|
|
Document from all Trustees and Power of Attorney Holder if any:
|
Document from all Trustees and Power of Attorney Holder if any:
authority |
|
Registered Association/ Society |
|
|
Document from all Trustees and Power of Attorney Holder if any:
|
Document from all Trustees and Power of Attorney Holder if any: 1. Any one of the following
|
Category of Account holder |
Description of documents. |
|
Identification |
Address |
|
Individual |
|
Any one of the following documents showing name and address.
|
Hindu Undivided Family (H.U.F.) |
H.U.F. Letter or H.U.F. deed and |
|
Document from all major co-parcerners and Karta of the HUF
|
Document from all major co-parcerners and Karta of the HUF:
|
Current Rate Of Interest :
- 12 Months 7.00%
- 24 Months 7.00%
- 36 Months 7.00%
Significant Features:
- Any Individual Can Open Recurring Deposit Account.
- Maximum 3 Names Are Allowed In Joint Account.
- Minimum Amount of Monthly Installment is Rs. 100/-.
- Institute / Co-Soc./Mandli / Trust Can Open Recurring Account.
- Recurring Deposit is Accepted For Minors too.
- Current Rate Of Interest is Subject to Change.
- Nomination facility is Available.
- Payment exceed by Rs. 20000 at the time of maturity will be paid to A/c Pay Order Only.
- Select Maturity Period & Pay Installment Regularly.
- Get Handsome Amount with Compounded Interest is paid on Maturity.
- Irregularity in the deposition of installment attracts penalty.
- Deposit installment on any day of the month.
- No TDS – Irrespective of any amount.
Requisites For Opening Of Account.
- Duly filled Account Opening form.
- Zerox of PAN Card / Duly filled Form 60.
- 1 Photograph of Each Signatories.
- Any of following document.
- Rationing Card / Passport.
- Electricity Bill / Telephone Bill / House Tax Bill Etc.
- valid document issued and permitted by govt.
Introduction :
- Account Holder Are Required To Introduce themselves by One of the following :
- Existing Account Holder.
- Staff Member.
- Share Holder Member of The Bank.
Deposit Interest Rate :
Sr. |
Particular |
Regular |
Sr.Citizen |
1 |
15 days To 45 days(Min 1 lakh) |
4.00 |
– |
2 |
46 days To 90 days |
4.50 |
– |
3 |
91 days To 180 days |
5.00 |
– |
4 |
181 days To 1 year |
6.00 |
– |
5 |
1 year to 2 year |
7.00 |
7.50 |
6 |
2 years to 3 years |
7.00 |
7.50 |
6 |
3 years and above |
7.00 |
7.50 |