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An automated teller machine or automatic teller machine (ATM), also known as an automated banking machinecash machinecashpointcashline, is an electronic telecommunications device that enables the customers of a financial institution to perform financial transactions, particularly cash withdrawal, without the need for a human cashier, clerk or bank teller.

Using an ATM, customers can access their bank deposit or credit accounts in order to make a variety of transactions such as cash withdrawals, check balances, or credit mobile phones. If the currency being withdrawn from the ATM is different from that in which the bank account is denominated the money will be converted at an official exchange rate.

ATM Transaction Limits & Charges performed through Shared ATM Network.

Saving/Current Account

  • Daily Usage Limit                     Rupay Cards

Cash withdrawal                       20000/-

Purchase Transaction              20000/-

Limit at merchant establishment

Rules to keep your ATM transactions safe and secure

  • Never keep the PIN with the debit card or write on it. Always memorize it.
  • Change your ATM PIN regularly.
  • Do not throw your transaction slip in the ATM room as it contains your account information.
  • Do not provide the ATM card and PIN details to anyone, including Bank, RBI, Govt.agency, family, friends etc. Bank or any other institution will never ask for this information.
  • Block and destroy your old card, when you get a new one. Register your mobile number at the Branch to get SMS alerts for all transactions

Charges:

Trasaction Rupay Debit Card (GST Extra)
Financial (Cash Withdrawal) Non-Financial (Balance Enquire,PIN Change,Mini Statement)
Own ATM
Free Trasaction per Month in metro cities and non metro cities Five Five
Charges from 6th Trasaction onward of a month 17/- 9/-
Other Bank ATM
Free Trasaction per Month in metro cities and non metro cities Three Three
Charges from 6th Trasaction onward of a month 17/- 9/-